Terms of Use
Last updated: May 19, 2025
These Terms of Use govern your access to and use of the cobebuu platform, including all associated websites, services, webinars, and educational content made available through cobebuu.com. By accessing or using the platform, you confirm that you have read, understood, and agree to be bound by these terms. If you do not agree, you must not use the platform.
1. Definitions
Throughout these Terms of Use, the following definitions apply:
- Platform refers to the cobebuu website, web application, and all services accessible at cobebuu.com.
- User refers to any individual who accesses, browses, registers on, or otherwise interacts with the platform.
- Account refers to the registered profile created by a user to access protected features and content.
- Content refers to all text, audio, video, graphics, webinars, course materials, documents, and other materials made available through the platform.
- Company refers to cobebuu, the operator of this platform.
2. Eligibility
You must be at least 18 years of age to create an account or use the platform independently. Users between the ages of 13 and 17 may use the platform only with the explicit consent and supervision of a parent or legal guardian. By using the platform, you represent and warrant that you meet the applicable age requirements and that all information you provide is accurate and complete.
The platform is intended for individuals seeking educational content in the area of financial organisation. Use of the platform for any other purpose is subject to review and may result in access restrictions.
3. Account Registration and Security
3.1 Creating an Account
Certain features of the platform require you to register for an account. When registering, you agree to provide accurate, current, and complete information. You are responsible for maintaining the accuracy of your account details and for updating them as necessary.
3.2 Account Credentials
You are solely responsible for maintaining the confidentiality of your login credentials. You must not share your password with any third party or permit others to access the platform through your account. Any activity conducted through your account will be attributed to you, and you accept full responsibility for such activity.
3.3 Unauthorised Access
If you suspect that your account has been accessed without your authorisation, you must notify us immediately at info@cobebuu.com. We reserve the right to suspend or terminate accounts where we have reason to believe security has been compromised.
4. Permitted Use
You may use the platform solely for lawful, personal, and non-commercial educational purposes unless a separate written agreement with the company expressly permits commercial use. Permitted activities include:
- Attending live and recorded webinars on financial organisation topics.
- Downloading or printing materials made explicitly available for offline use.
- Participating in interactive features such as Q&A sessions, polls, and discussion tools where provided.
- Communicating with platform support through official channels.
5. Prohibited Conduct
You must not engage in any of the following when using the platform:
- Reproducing, distributing, selling, sublicensing, or commercially exploiting any content without prior written authorisation from the company.
- Recording, capturing, or archiving live or on-demand webinars using any method not explicitly permitted by the platform.
- Uploading, transmitting, or sharing content that is unlawful, harmful, defamatory, obscene, or otherwise objectionable.
- Attempting to gain unauthorised access to any part of the platform, server, or connected systems.
- Using automated tools, bots, scrapers, or scripts to access or collect data from the platform.
- Impersonating any person or entity, or misrepresenting your affiliation with any person or organisation.
- Interfering with or disrupting the integrity or performance of the platform or its services.
- Engaging in any conduct that could expose the company or other users to legal liability.
6. Intellectual Property
6.1 Ownership
All content, materials, software, trademarks, logos, and other intellectual property available on the platform are owned by or licensed to cobebuu. These are protected by applicable intellectual property laws. Nothing in these Terms of Use transfers any ownership rights to you.
6.2 Limited Licence
Subject to your compliance with these terms, the company grants you a limited, non-exclusive, non-transferable, revocable licence to access and use the platform for personal educational purposes. This licence does not include any right to resell, sublicense, or otherwise exploit the platform or its content.
6.3 User Submissions
If you submit any content to the platform, including questions, comments, or feedback during webinars, you grant the company a non-exclusive, royalty-free, worldwide licence to use, reproduce, and display such content in connection with operating and improving the platform. You represent that you have all rights necessary to grant this licence.
7. Webinar Participation
When participating in live webinars or interactive sessions, you agree to conduct yourself in a respectful and professional manner. The company reserves the right to remove any participant from a session without notice if their conduct is deemed disruptive, inappropriate, or in violation of these terms. Webinar recordings may be made available to registered users following the live event, subject to the company's discretion.
8. Fees and Payments
Some features, webinars, or programmes on the platform may require payment. All applicable fees will be clearly communicated before purchase. By completing a purchase, you authorise the company to charge the specified amount using your selected payment method. All fees are stated inclusive of any applicable taxes unless otherwise noted. Payments are processed through secure third-party providers, and the company does not store your full payment card details.
Refund eligibility is determined on a case-by-case basis and is subject to the specific terms communicated at the time of purchase. Where a refund is granted, it will be processed to the original payment method within a reasonable timeframe.
9. Cancellation and Termination
9.1 Cancellation by User
You may cancel your account or subscription at any time by contacting us at info@cobebuu.com or through the account settings where available. Cancellation will take effect at the end of the current billing period unless otherwise stated.
9.2 Termination by the Company
The company reserves the right to suspend or permanently terminate your access to the platform at any time, with or without notice, if you breach these Terms of Use, engage in conduct harmful to other users or the platform, or for any other reason the company considers sufficient. Upon termination, your right to access the platform ceases immediately.
10. Third-Party Services and Links
The platform may contain links to third-party websites, tools, or services. These are provided for convenience only and do not constitute an endorsement by the company. The company has no control over and accepts no responsibility for the content, privacy practices, or terms of any third-party services. Your use of third-party services is at your own risk and subject to their respective terms.
11. Privacy
Your use of the platform is also governed by our Privacy Policy, which is incorporated into these Terms of Use by reference. By using the platform, you consent to the collection and use of your information as described in the Privacy Policy. We encourage you to review the Privacy Policy before using the platform.
12. Disclaimers
The platform and all content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. The company does not warrant that the platform will be uninterrupted, error-free, or free of harmful components. Content provided on the platform is for general educational purposes only and does not constitute professional financial, legal, or regulatory advice. You should seek independent professional advice before making any financial decisions.
13. Limitation of Liability
To the fullest extent permitted by applicable law, the company shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from your use of or inability to use the platform, even if the company has been advised of the possibility of such damages. The company's total aggregate liability for any claim arising from your use of the platform shall not exceed the total amount you paid to the company in the twelve months preceding the event giving rise to the claim.
14. Indemnification
You agree to indemnify, defend, and hold harmless the company, its officers, employees, and partners from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising from your use of the platform, your violation of these Terms of Use, or your infringement of any third-party rights.
15. Modifications to the Platform and Terms
The company reserves the right to modify, suspend, or discontinue any part of the platform at any time without prior notice. We also reserve the right to update these Terms of Use at any time. When changes are made, the updated date at the top of this page will be revised. Your continued use of the platform after any changes constitutes your acceptance of the revised terms. If you do not agree with the updated terms, you must discontinue use of the platform.
16. Governing Framework
These Terms of Use are intended to be interpreted in accordance with general principles of commercial law applicable to online services and digital platforms. Any disputes arising from these terms or your use of the platform should first be directed to the company through the contact details provided below, with the aim of reaching an amicable resolution.
17. Severability
If any provision of these Terms of Use is found to be invalid, unlawful, or unenforceable, that provision shall be deemed modified to the minimum extent necessary to make it enforceable, or severed if modification is not possible. The remaining provisions shall continue in full force and effect.
18. Entire Agreement
These Terms of Use, together with the Privacy Policy and any other policies or agreements referenced herein, constitute the entire agreement between you and the company regarding your use of the platform and supersede all prior agreements, understandings, or representations relating to the same subject matter.
19. Contact Information
If you have any questions, concerns, or requests relating to these Terms of Use, please contact us using the details below:
| Channel | Details |
|---|---|
| Company name | cobebuu |
| info@cobebuu.com | |
| Phone | +353 86 322 1249 |
| Address | Fonthill Retail Park, Fonthill Rd, Yellow Walls, Dublin 22, D22 CA34, Ireland |
| Website | cobebuu.com |
By continuing to use the cobebuu platform, you acknowledge that you have read and understood these Terms of Use and agree to be bound by them.